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    Home Sweet Home - Thailand vs Malaysia?

    By GerBo, Created on: 08/08/2009, Last updated on: 28/04/2010

    » I live now exactly 2 years in Thailand with my Thai spouse and see the following things in this 'Land of Smile' to foreigners. I see it sometimes more as discrimination of foreigners in this country. 1. VISA-paper work to overreacting and very unfriendly; 2. Very tough to open a initial savingsaccount...

    • triptrip commented : ithout a sudden visa; 3. Some banks do not give interest on a savingsaccount for foreigners; 4. Can not buy a house incl. land; 5. Can not have on a normal easy way a house-registration; 6. Can not buy a car/motorbike without a normal house-registration or Certificate of Residence; 7. Block ur savingsaccount when a sum of equivelent 10.000 EUR is getting on ur account from abroad; When u see te aboved point (and for sure I missed some) I think this Land of Smile is really a kind of paranoid. There is only one thing u may do in this country and makes them really having a smile: ACCEPTING UR FOREIGN MONEY!! No restrictions at all. huh? how can? Then I look to a more civilized country nearby, Malaysia. I lived there for more then 4 years. 1. VISA normal and after a few years permanent resident; 2. Open with my passport a savingsaccount at MayBank incl. ATM card and CREDITCARD; 3. Get just like Malaysians a normal interest rate; 4. Just bought my beautiful house incl. huge land on a nice secured park ON MY NAME; 5. Have ofcourse my own house-registration; 6. Can buy a car/motorbike on my name; 7. Do not block any ringgit on my account; 8. A terrific schoolsystem cuz they all SPEAK ENGLISH!! Not only good for foreign visitors, but also for themself in 2009. Well readers... paranoid or not here? They are here so afraid that foreigners will invade Thailand, well as stated in a other forum I published last time a European investigation which shows that from the 60 mln people in Europe who participate this investigation, less then 3% would CONSIDER to move to Thailand. So we all know that it's a bit overreacting of Thailand to think it's a place where foreign people really wanna live. For us it's already settled, so no big deal... after retirement of my Thai spouse in a few years we will say goodbye to this country and life further in Malaysia, same nice temperature, rich in culture, who at least treat every individual how it should be in this world. Besides, we all live temporary on this world to share and live with each other to give the land further to the generation after us, but not like here, where foreign people get treated like they are a kind of plaque for this country. Very pity, but it's the real fact![/quote:1mdxrq1s] not bad, took you 2 years to realise it. Don't be like our friend who after 16 years living in thailand only to grumble about the word "farang". All the best to your escapade to the most racist country in SEA, Malaysia truly Asia.

    • 13 replies, 26,852 views

    Forum

    Internet banking in Thailand

    By dillpickles98, Created on: 08/08/2009, Last updated on: 06/01/2014

    » Internet Banking in Thailand For the last 6 months i have tried to set up ACH banking from the U.S. to Thailand. The problem was when the trail deposits were posted from my U.S. Bank to BKK Bank of course they were only in Thai Baht. To complete verification one must enter the exact amount of the...

    • dillpickles98 commented : Using a U.S. bank debit card restricts you to limits & fee's. We plan to retire with 2 from our U.S. bank as well as Bist Cards from Bangkok bank. As of this writing our e-banking problems are solved. I was able to verify access to the Bank Bangkok acct. from my U.S. bank. So I can now transfer funds via internet ACH banking. Thanks for the tip though.

    • Silaworld commented : . Recently I opened Bualuang Ibanking and this works entirely to my satisfaction. Transferring money from Euro to Baht or inverse is a piece of cake. Transfers happen online and you know your rate. Transfer limit is 500.000 Baht/dayly. At the beginning when I opened something new, Bankstaff always asked for workpermit... but when I told them No Workpermit, everything still Ok. Actually, many westerner banks might take some lessons from major Thai banks.

    • Rocks commented : Nothing heard so went back to bank only to be told FOREIGNERS CANNOT HAVE A VISA CARD FROM A THAI BANK. I then asked why they had given me the application form then, answer.......it is policy! Thank god I have a sense of humour and a wife and family who will happily use their Visa cards to buy anything for me.

    • paddy commented : . Recently I opened Bualuang Ibanking and this works entirely to my satisfaction. Transferring money from Euro to Baht or inverse is a piece of cake. Transfers happen online and you know your rate. Transfer limit is 500.000 Baht/dayly. At the beginning when I opened something new, Bankstaff always asked for workpermit... but when I told them No Workpermit, everything still Ok. Actually, many westerner banks might take some lessons from major Thai banks.[/quote:3k5cw021] 500,000 baht daily limit on transfers out of Thailand ? How does that work? I tried to transfer 200 euros from my SCB bank to my Euro bank. SCB confirmed that i could not do it at their branch (it was not authorized), but that I could do this online, to save on fees. When I tried to make the online transfer, SBC's Easynet screen requested me to prepare and submit a request form to BOT, explaining what the purpose was for the use of the funds. Yes, that was for 200 euros! I gave up, afer my bank branch said they had no reply from the BOT. In the coming months of the new year, I will have a significant amount of cash which I want to transfer to a long-standing bank account in another country.

    • puzzled commented : eck Card (ATM) from your home bank. You can get your money. If not, get another bank at home. I recommend Bank of America for USA. You can even open an account at BofA online.

    • dillpickles98 commented : Maybe Internet banking is different in Australia. To set up whats known as external transfers in the U.S. First you must have internet access to both accounts, they must both have the same account name. To prove this an independent agency will make two small trial deposits usually less than 1.00 USD. From the originating bank you must enter the exact amount of the trial deposits for verification. From what i have learned it is absolutely impossible to transfer funds internationally via the Internet from U.S. banks to someone holding a different account name. Since the object is to transfer funds internationally via the Internet, and avoid the trouble of faxing, phone calls, wire transfer fee's or snail mail BKK Bank has set up Automatic Clearing House (ACH) banking which appears as a domestic transfer from U.S. banks. Using BKK Bank, New York's routing number, then the payee's account number to deposit the transferred amount. I would think your transfers for you daughter took two days because it went through some form of clearing house in Australia before being deposit in her account. Even though my wife is on our joint account i had to open a new account in her name only, create a sub-contact email address for her. Then verify the trail deposits, which have to be in the exact amounts which was the reason of my first posting. Everyday I am seeing more reasons why it is a good thing if you don't have to be involved with U.S. red tape.

    • Jason McDonald commented : so ever. I use my Australian bank internet and transfer to money in AUD because I get the onshore exchange rate. I have transferred in THB but get the off shore exchange rate. The difference is quite a lot almost 2 baht to the dollar. Funny but a few weeks a go when I was in bangkok I used my Australian internet banking to trans fer $4,000 to my Thai bank account. At the same time I transferred $100 to my daughters bank account in Australia same bank as mine. The transfer to Bangkok was ther when I walked down to the ATM to check my balance. Maybe 30 minutes whereas my daigther didn't get the money until 2 days later. Just goes to show that Bangkok banks use faster electrons than the Australian banks.

    • dillpickles98 commented : All the homework I did, paid off. I have since retired here in Thailand, I now have external transfer ACH from my U.S. Bank to both our BKK Bank accounts,& as backup in the event of an emergency I also have that capability through Pay Pal, & faxing.

    • 12 replies, 35,102 views

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