SEARCH

Showing 1-10 of 49 results

  • News & article

    Bringing your UK pension to sunnier climes

    Spectrum, Andrew Wood, Published on 01/02/2015

    » In our last article on UK private pension liberalisation, we looked at schemes in the UK and how they are affected by the latest government regulations. From April 6, 2015, any private pension scheme held in the UK may be liquidated and the entire pot withdrawn. While this is a very attractive option for many, the reality is that income tax will be levied on these proceeds at the individual’s marginal tax rate for that year. As a consequence, taking the pot in one go will not be as tax-efficient as taking staged drawdowns each year, or as required.

  • News & article

    When your house is not a home

    Spectrum, Andrew Wood, Published on 02/11/2014

    » Many expats have conflicting views of the difference between domicile and residence. One school of thought is that they are easily interchangeable, not realising the impact this may have when they die. The vast majority do not understand that probate will have a significant effect on the administration of their estate. Whether you like it or not, your domicile and the probate process are closely tied together.

  • News & article

    If it generates revenue, they will tax it

    Spectrum, Andrew Wood, Published on 04/05/2014

    » The economics of living our everyday lives can be painfully cruel for most people, from a financial perspective. Yet we often fall victim to the reality that we sometimes do things because they are for our own good even if they make no practical sense.

  • News & article

    When the expat shoestring breaks

    Spectrum, Andrew Wood, Published on 18/05/2014

    » Asia is tantalisingly attractive and living here makes us feel elated and happy. The carefree lifestyle can distract us from the realities of unexpected events. This can become a trap, leaving you financially vulnerable and exposed.

  • News & article

    The intricacies of self-managed investing

    Spectrum, Andrew Wood, Published on 01/06/2014

    » Many expats manage their own investment portfolios and in doing so experience varying degrees of results. It would be easy to measure these as success or failure, but investment decisions do not really result in success or failure — they are simply subject to consequences.

  • News & article

    Essential insurance planning

    Spectrum, Andrew Wood, Published on 09/03/2014

    » Hoping for the best is not the same as planning for the worst. Making provisions for eventualities that could happen to you is a very serious business.

  • News & article

    Property and the power of leverage

    Spectrum, Andrew Wood, Published on 20/04/2014

    » Property is generally seen as a very secure investment. But are you aware that property can be used in some enterprising ways to achieve multiple financial goals simultaneously, at little or no cost to you as the investor? It just takes a little ingenuity to make this happen.

  • News & article

    Is Fatca just for fat cats? US expats beware

    Spectrum, Andrew Wood, Published on 23/03/2014

    » The Foreign Account Tax Compliance Act (Fatca) will take effect on July 1. If you are a US expat what does that mean for you?

  • News & article

    The UK budget and the expat

    Spectrum, Andrew Wood, Published on 06/04/2014

    » The recently announced UK budget has raised a number of eyebrows. Initial responses are mixed, as there are perceived tax disadvantages and pension advantages, so what do the changes really mean for expats?

  • News & article

    A different view of property investments

    Spectrum, Andrew Wood, Published on 09/02/2014

    » Property is a very popular long-term investment. This is because most expats own their home in their country of origin. It is thus second nature to be accustomed to property ownership. When living abroad one can find a multitude of different profitable investment opportunities, but property seems familiar; because of previous experience it gives investors a degree of comfort, helped further by its visible and physical presence.

Your recent history

  • Recently searched

    • Recently viewed links

      Did you find what you were looking for? Have you got some comments for us?