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Social credit: How Fintech uses Facebook to give you a loan
Business, TMB Analytics, Published on 05/08/2016
ยป In the digital age, who you know and what you post or share on Facebook, Instagram and the like could help you obtain a loan, even if you have no secure job or no credit history. Thanks to the popularity of social networks, big data and advanced computing techniques can be used to infer "social credit" scores, which identify borrowers with the ability and willingness to pay.
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