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Social credit: How Fintech uses Facebook to give you a loan
Business, TMB Analytics, Published on 05/08/2016
» In the digital age, who you know and what you post or share on Facebook, Instagram and the like could help you obtain a loan, even if you have no secure job or no credit history. Thanks to the popularity of social networks, big data and advanced computing techniques can be used to infer "social credit" scores, which identify borrowers with the ability and willingness to pay.
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Machine learning can now appraise your house
Business, TMB Analytics, Published on 04/08/2017
» Machine learning (ML) has become a buzzword to describe a world of intelligent automated devices and systems equipped with the data they need to take over tasks performed by humans.
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Data analytics: how banks can improve the customer journey beyond the basics
Business, TMB Analytics, Published on 07/10/2016
» How often are you pestered by telemarketing callers trying to sell you credit cards or personal loans? When you visit the bank, how often do tellers offer you insurance or mutual funds that you don't need? If you view such encounters as a nuisance, we feel you.
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