Showing 1 - 10 of 16
You'll love it when a plan comes together
Spectrum, Andrew Wood, Published on 22/01/2012
» Many expats don't realise until it's too late that they are insufficiently prepared for their financial future.
The dynamics of portfolio diversification
Spectrum, Andrew Wood, Published on 26/02/2012
» In this current series of articles relating to lifetime financial planning, we have covered the mechanics of wealth creation, asset protection and ongoing management approaches to create financial reserves that will give us total financial freedom.
Journeying through your financial life plan
Spectrum, Andrew Wood, Published on 11/03/2012
» Having spent some time this year discussing the methodology of a financial life plan, creating your wealth and then managing it as you accumulate assets, let's look at the things that you ought to be aware of throughout your life of financial planning.
Reflecting on your financial life plan
Spectrum, Andrew Wood, Published on 08/04/2012
» Over the past 12 weeks we have discussed most aspects of a financial life plan. This series has stimulated the minds of many who have asked questions about the aspects discussed.
Lifting the fog on financial options open to expats
Spectrum, Andrew Wood, Published on 08/07/2012
» As expats, we need to be financially self-reliant, yet we often tend to look the other way when it comes to planning our futures. Maybe we need a kick-start. For most of us, it is imperative to make arrangements for our investments because there will be little in the way of state provisions when we get older and wish to stop working.
Dispelling the misconceptions and myths of financial planning
Spectrum, Andrew Wood, Published on 09/09/2012
» Contrary to popular perceptions, planning for your financial future is not an impossible task for anyone. But there are persistent myths that first need to be dispelled. If you have no real financial plans for your future, are you really "planning to fail"?
The power to make a living is priceless
News, Andrew Wood, Published on 11/11/2012
» The power to make a living is priceless. So why are you not protecting it? Perhaps back home these things are taken for granted. As an expat, you are effectively on your own when you live abroad.
Expats beware: New UK tax residency tests
Spectrum, Andrew Wood, Published on 17/02/2013
» New and complex rules relating to tax residency in the United Kingdom have been proposed. By allowing more specific determination of tax residency, they add clarity but cast the tax net wider. So, who is the beneficiary here: you or the UK taxman?
How long will your pension last when you retire?
Spectrum, Andrew Wood, Published on 10/03/2013
» We tend to assume that current realities will remain unchanged, yet the only constant is change. Are you comfortable today with what you have, based on current cost of living, exchange rates, inflation and investments? Will your pension last in retirement?
Can gold give you shelter from the perfect storm?
Spectrum, Andrew Wood, Published on 31/03/2013
» Equities and gold traditionally fare best during inflationary cycles, and the question is when, not if, inflation will emerge again. Current economic wisdom is that fuelling inflation is acceptable to kick-start economies again. So far expats have mainly seen the downsides of monetary policy implementation, ranging from negligible saving rates to home currency devaluations and pension income dilution.