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Developing a credit record as a freelancer
Business, Published on 06/10/2014
» nnn I borrowed a student loan and will graduate this year. I will have a grace period on the loan for two years after graduation. I have a freelance job that provides mostly steady income every month and I think I will keep it. My pay goes into a savings account without withholding tax, which could cause me difficulty in getting loan approval in the future, as there is no firm evidence of my income. Over the next two years I plan to buy a car or a condo near my workplace, but I'm concerned about how to make the bank believe I can repay debt since I'm a freelancer. Should I start paying off the student loan now to create a good credit profile? Does the bank take payments into account when it comes to housing or car loan approvals, especially for freelancers? Can I start paying off my student loan ahead of the specified date?
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Cheaper homes for the rich
Jon Fernquest, Published on 21/09/2011
» Surprising, but true. Expensive new homes benefit from govt scheme, not cheap 2nd-hand homes for middle class and poor.
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