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  • News & article

    When your house is not a home

    Spectrum, Andrew Wood, Published on 02/11/2014

    » Many expats have conflicting views of the difference between domicile and residence. One school of thought is that they are easily interchangeable, not realising the impact this may have when they die. The vast majority do not understand that probate will have a significant effect on the administration of their estate. Whether you like it or not, your domicile and the probate process are closely tied together.

  • News & article

    A boom or a bubble?

    Spectrum, Andrew Wood, Published on 27/07/2014

    » The world seems to be in a state of fervour with appreciating investment assets. Could the apparent nascent global economic recovery be disrupted by mere interest rate rises or even geopolitical threats? On the one hand everything appears to be chugging along very nicely in the boom. However, there are other influencing factors which many opt to overlook as most of the world joins the ever-growing herd stampeding onwards in their quest for wealth accumulation. Or are they really inflating a bubble?

  • News & article

    Do you have adequate retirement reserves?

    Spectrum, Andrew Wood, Published on 10/08/2014

    » Following the last Net Worth column, "Boom or bubble?", a number of readers asked questions about their personal situations and whether they had adequate retirement reserves. "Is there a bubble that is about to burst?" was the question that left many believing that they would be personally affected if that were to happen. In that light, if you are currently reliant on income from investments, are your reserves sufficient and should you be moving them to areas where they will be better protected?

  • News & article

    The underlying costs of having children

    Spectrum, Andrew Wood, Published on 24/08/2014

    » Children are expensive. We hear this all the time from any parent. There is no getting away from the fact that if you start a family your life changes in almost every way. For many, their uppermost thoughts are that their social life will transform into something new; there will be sleepless nights, while changing nappies and feeding become 24/7 tasks that quickly turn into tiresome chores.

  • News & article

    The UK budget and the expat

    Spectrum, Andrew Wood, Published on 06/04/2014

    » The recently announced UK budget has raised a number of eyebrows. Initial responses are mixed, as there are perceived tax disadvantages and pension advantages, so what do the changes really mean for expats?

  • News & article

    Property and the power of leverage

    Spectrum, Andrew Wood, Published on 20/04/2014

    » Property is generally seen as a very secure investment. But are you aware that property can be used in some enterprising ways to achieve multiple financial goals simultaneously, at little or no cost to you as the investor? It just takes a little ingenuity to make this happen.

  • News & article

    When the expat shoestring breaks

    Spectrum, Andrew Wood, Published on 18/05/2014

    » Asia is tantalisingly attractive and living here makes us feel elated and happy. The carefree lifestyle can distract us from the realities of unexpected events. This can become a trap, leaving you financially vulnerable and exposed.

  • News & article

    Essential insurance planning

    Spectrum, Andrew Wood, Published on 09/03/2014

    » Hoping for the best is not the same as planning for the worst. Making provisions for eventualities that could happen to you is a very serious business.

  • News & article

    Is Fatca just for fat cats? US expats beware

    Spectrum, Andrew Wood, Published on 23/03/2014

    » The Foreign Account Tax Compliance Act (Fatca) will take effect on July 1. If you are a US expat what does that mean for you?

  • News & article

    Year the snake bit, but not fatally

    Spectrum, Andrew Wood, Published on 29/12/2013

    » The Year of the Snake, 2013, has been mixed in many ways. We have witnessed some unexpected surprises while certain expectations have not come to fruition. Will this uneven trend continue into next year and beyond? Here is a recap of current trends and a look ahead.

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