FILTER RESULTS
FILTER RESULTS
close.svg
Search Result for “high-yield bond fund”

Showing 1 - 10 of 47

LIFE

Caveat emptor is undefeated in online shopping

Life, James Hein, Published on 11/03/2026

» It is becoming more common to buy things online. The majority of my shopping, not counting groceries, is now done that way. In the past I've warned about prices that are too good to be true, like a 4TB thumb drive for a few dollars from sites like Temu and AliExpress. There is now a kind of middle ground where the price could be correct and it's coming from, say, Amazon. Recently, even though I had some doubts, I bought a 5TB SSD drive from Amazon for around half of what I'd expect it to be. I did this knowing I can easily send things back to Amazon.

LIFE

What to expect in the year ahead

Life, James Hein, Published on 31/12/2025

» The coming year will be full of artificial intelligence, robots and a Starlink communications experience that will have many moving from their current providers. Let's dig in with my predictions for 2026.

LIFE

Microsoft put on the naughty step by Aussie regulator

Life, James Hein, Published on 05/11/2025

» Microsoft has been at it again. The Competition & Consumer Commission in Australia has started a legal process against the Redmond giant for apparently misleading users of the policies for its Microsoft 365 bundle. Microsoft advised users with a Personal and Family plan that "to maintain their subscription they must accept the integration of Copilot and pay higher prices for their plan, or, alternatively, cancel their subscription".

LIFE

Rise of fake AI content

Life, James Hein, Published on 23/04/2025

» We have unofficially entered the time of the fake AI generated content. It's not perfect yet, but it's good enough to fool many people. I use a YouTube alternative, which means I have more time to watch videos across a wide range. In the last few weeks, I've noticed an increase in AI generated product that is fake. One standout is the Got Talent franchise where people have grafted AI generated acts with cuts from responses from the panel. They look great, like a woman transforming into a lion, but it's all fake. Even some of those cute animal videos are now fake. Why? More clicks so more income all based on fabricated videos.

LIFE

Is your internet speed too slow?

Life, James Hein, Published on 09/04/2025

» How important is a good internet connection? This is one of those how long is a piece of string or what computer should I get questions. Back in the day, it was a huge jump from zero bits per second to a 2400 Baud modem. People and businesses were willing to pay a large sum to get connected because it opened up a new world of possibilities, ranging from not needing to go to the library as often and being able to sell and market products online. When and how often you paid for the next upgrade depended on your use case and the capabilities it provided. The next major jumps in speed were 4800, 9600 and 14400bps and everyone jumped to one of these as a next step. During this period, the mid 90s, the T1 at 1.544Mbps was the imaginary godlike speed we all dreamed about but didn't have money to afford. That speed provided real time video conference calls and was limited to government and large business concerns that typically involved a dedicated screening room. This was also when the concept of data compression started to gain popularity as you could send more with less bits.

LIFE

Jetsons cars finally take off

Life, James Hein, Published on 26/03/2025

» Some readers will remember the old cartoon The Jetsons. This promised a future with flying cards, robot assistants and helpful computer tools. We have or are getting very close to the robot assistants, and the latest artificial intelligence offerings seem to be the automated helpers. Missing to date are the flying cars. That may have changed with the new Jetson ONE, a single person flying car I saw a demonstration of in a recent video. It looked good, seemed to fly with good stability and landed without any issue. You can find the demos with a simple search. The craft has vertical take-off and landing capability. However, I shudder to think of what thousands of these might look like in the skies above a city without some serious improvements in driving and collision avoidance.

LIFE

Do you really own your devices?

Life, James Hein, Published on 11/09/2024

» Do you own the hardware and software you purchased? Yes, no and possibly, so let's dive into an example. A man buys a second-hand Microsoft Surface from the Internet. It is one of a batch. He uses it for a few years until one day a massage pops up on the screen advising that Mastercard has locked the device and it should be returned to Mastercard. The man does some research and finds out that Microsoft has embedded some software in the firmware and BIOS that has enabled this to occur. It also turns out that this software can be found in other Microsoft and Apple devices, is very difficult to detect and requires a high skill level to remove, or you can just install Linux.

LIFE

Bill has ways of forcing updates

Life, James Hein, Published on 22/05/2024

» If you are a Microsoft user, private or business, there is a site you should keep an eye on. Search "Microsoft end of life dates" and then select the result with the heading "Overview – Product End of Support and Retirements", associated with learn.microsoft.com. On the left-hand side there are years. Click on 2025, for example, and you will see that Office 2016 and 2019 products will no longer be supported after Oct 14 of that year. On that same date, Windows 10 will be retired. For both of these there will be no new security updates. For some, this will not be an issue, but organisations will need to take note as it means their security will be potentially compromised after a while. Even with Windows 10 still outselling Windows 11, Microsoft will be pushing people to upgrade over the next 18 months and for many, this will no longer be free. People and organisations tend to stick with what works and Microsoft doesn't like that, so it stops supporting older products. The site will tell you when you will start to be at risk and after that you can decide what to do.

LIFE

X remains an influential platform

Life, James Hein, Published on 24/04/2024

» How influential is Twitter/X? Some will remember a while back when Elon Musk gave his opinion on Disney. I won't repeat it here but it was very direct. Up until recently, Disney hadn't posted anything on X but about a week before you read this, they were back with a gold checkmark. These cost about US$10,000 (368,000 baht), which while not expensive for Disney, indicates how they see X as a platform for communicating to all those potentially interested in all things Disney. Elon Musk is still supporting people like Gina Carano in suing Disney for what they did to her and others based allegedly on their political and religious views.

LIFE

Predictions for 2024

Life, James Hein, Published on 03/01/2024

» I hope you all had a great holiday break and are ready to dive into whatever 2024 brings us. Once again I will try and guess what we will see this year. The first one is easy, a bigger focus on artificial intelligence and even more marketing using the term AI. I wonder if we will see Turbo-AI appear. There will be more funds diverted to the growth of AI in many of the major manufacturers. I'm not convinced we will reach General AI this year but it is a possibility.