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Search Result for “banking sector”

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LIFE

SCOTUS slaps down YouTube copyright actions

Life, James Hein, Published on 22/04/2026

» Following on from my previous observation of the music industry harassing content creators, the Supreme Court in the US just rewrote the rules of secondary copyright liability. On March 25, the Supreme Court unanimously held that simply knowing your users might infringe copyright is not enough to make you liable. This negated the old theory that "knowledge plus material contribution" was enough.

LIFE

AI learning versus human creativity is a real battle

Life, James Hein, Published on 25/02/2026

» If you’ve been reading these columns long enough, you’ll probably know that I write music and I’ve written some books. With the advent of artificial intelligence, the concept of copyright and private property has blurred. The standard rule was, what you have worked hard on to create, belongs to you. As musicians and authors, ideally, we create, we write and we invent. In the world of AI, it will draw a picture, write a book and create music for you based on a simple text prompt that itself may have also been written for you by AI.

LIFE

Imagining a world without cash

Life, James Hein, Published on 08/05/2024

» How safe are you in a purely digital economy? If you are carrying cash, someone can of course rob you, or you can lose it or give it to someone. You can also have a stash of it at home for emergencies or for buying something from a garage sale. For the most part, you retain control over any cash you manage. Electronic cash can still be stolen and your ability to spend it can be taken by someone else if your details get into the wrong hands. However, it's convenient, just tap and go, or in some cases, just wave your smartphone over a pad. While you have no idea where your money actually is, a small piece of plastic, your watch or a phone can retrieve it for you for a payment. You can even use it to get cash from a wall.

LIFE

The new year will see incremental growth in IT sector

Life, James Hein, Published on 05/01/2022

» Here we are in a bright and shiny new year. Let's see what this one might bring.

LIFE

Prediction hits and misses for 2021

Life, James Hein, Published on 22/12/2021

» It is time once again to look back at 2021 to see what happened and how my predictions panned out.

LIFE

The cloud calls, banks don't hear

Life, James Hein, Published on 07/07/2021

» Is the industry rushing too quickly into the clouds? Cloud computing has been expanding steadily over the past few years and is starting to dominate as the primary platform for many organisations. Providers love it because it allows them to charge a service-based fee instead of a once-off payment for a product. There are rumours that Microsoft through Windows 11 will push to have a similar approach for their next version.

LIFE

When internet platforms are the judge and jury

Life, James Hein, Published on 20/01/2021

» The start of this year does not bode well for freedom of speech advocates. Consider this thought experiment. You are a citizen of Mythomia. You enjoy decent internet speeds but a group of organisations dominate the social media space. Your leader communicates with the populace via social media. One day the organisations decide they don't like the politics of the leader and cut off all means of communication with the populace. How would you feel about that?

LIFE

It's time to update those passwords

Life, James Hein, Published on 14/03/2018

» If you've ever wondered if your login details have ever been grabbed by one of the ever increasing hack breaches then I suggest you go to Troy Hunt's "Have I Been Pawned" website at haveibeenpwned.com. You could troll through the Dark Web and look at the actual data, but this is a lot easier and safer. Once there, search for your usernames and email addresses. Yes, more than one of mine had been hacked. If you use the same username, email address and password combinations for every site you sign up on then this becomes very important. Imagine there is some site that has been hacked for which you use the same combination you do on your banking site. Now the hacker has your banking login. I keep similar combinations for those sites I don't care about if they go in as me, but stricter and individual passwords for places like banks and PayPal. If the blood just drained out of your face as you think about this, then it may be time to update a few passwords and logins.