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Search Result for “banking license”

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LIFE

SCOTUS slaps down YouTube copyright actions

Life, James Hein, Published on 22/04/2026

» Following on from my previous observation of the music industry harassing content creators, the Supreme Court in the US just rewrote the rules of secondary copyright liability. On March 25, the Supreme Court unanimously held that simply knowing your users might infringe copyright is not enough to make you liable. This negated the old theory that "knowledge plus material contribution" was enough.

LIFE

AI learning versus human creativity is a real battle

Life, James Hein, Published on 25/02/2026

» If you’ve been reading these columns long enough, you’ll probably know that I write music and I’ve written some books. With the advent of artificial intelligence, the concept of copyright and private property has blurred. The standard rule was, what you have worked hard on to create, belongs to you. As musicians and authors, ideally, we create, we write and we invent. In the world of AI, it will draw a picture, write a book and create music for you based on a simple text prompt that itself may have also been written for you by AI.

LIFE

Microsoft put on the naughty step by Aussie regulator

Life, James Hein, Published on 05/11/2025

» Microsoft has been at it again. The Competition & Consumer Commission in Australia has started a legal process against the Redmond giant for apparently misleading users of the policies for its Microsoft 365 bundle. Microsoft advised users with a Personal and Family plan that "to maintain their subscription they must accept the integration of Copilot and pay higher prices for their plan, or, alternatively, cancel their subscription".

LIFE

Samsung's A series phone is a big fat L

Life, James Hein, Published on 26/10/2022

» Nothing at all back from Samsung corporate on the A53-5G, if that changes I'll let you know. The new phone is a brick and after some research it turns out that more often than not Samsung only has a local warranty. I've since spoken to a number of people who've had issues with charging.

LIFE

Waste no time, delete your TikTok

Life, James Hein, Published on 28/09/2022

» Most people know that social media platforms collect their personal information. Location, ordering patterns, browsing history and more are passed into Google, Meta, Amazon, Twitter and others' analytics. The newest and potentially scariest of these is TikTok.

LIFE

The new year will see incremental growth in IT sector

Life, James Hein, Published on 05/01/2022

» Here we are in a bright and shiny new year. Let's see what this one might bring.

LIFE

Prediction hits and misses for 2021

Life, James Hein, Published on 22/12/2021

» It is time once again to look back at 2021 to see what happened and how my predictions panned out.

LIFE

The cloud calls, banks don't hear

Life, James Hein, Published on 07/07/2021

» Is the industry rushing too quickly into the clouds? Cloud computing has been expanding steadily over the past few years and is starting to dominate as the primary platform for many organisations. Providers love it because it allows them to charge a service-based fee instead of a once-off payment for a product. There are rumours that Microsoft through Windows 11 will push to have a similar approach for their next version.

LIFE

When internet platforms are the judge and jury

Life, James Hein, Published on 20/01/2021

» The start of this year does not bode well for freedom of speech advocates. Consider this thought experiment. You are a citizen of Mythomia. You enjoy decent internet speeds but a group of organisations dominate the social media space. Your leader communicates with the populace via social media. One day the organisations decide they don't like the politics of the leader and cut off all means of communication with the populace. How would you feel about that?

LIFE

Limiting discourse, leaking borders

Life, James Hein, Published on 19/06/2019

» It is difficult to ignore the latest moves by social media providers like YouTube to change their terms and conditions so as to block individuals and groups they don't like. The shift from an open platform, where all ideas are welcome, to one more concerned with the window of discourse is disappointing, and points to the huge pressure being applied by a small number of special interest groups, mostly via advertisers. The really sad part of this is that there are already indications that Minds, a supposed open alternative, is already censoring content, so for the moment at least I need to withdraw my recommendation for that platform.