Showing 1 - 10 of 186
Interest rate cuts have uneven impact for retail borrowers
Business, Somruedi Banchongduang, Published on 12/03/2026
» Retail borrowers have begun to benefit from a series of policy rate cuts over several months. However, the impact may not be immediately noticeable for some borrowers as their monthly instalment payments could remain static.
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
Kiatnakin Phatra Financial Group plans to expand EV loan portfolio
Business, Somruedi Banchongduang, Published on 18/02/2026
» Kiatnakin Phatra Bank, a subsidiary of Kiatnakin Phatra Financial Group (KKP), wants to grow its electric vehicle (EV) loan portfolio this year, following strong adoption of EVs in the Thai market.
Loan repayments set to hit record high
Business, Somruedi Banchongduang, Published on 15/01/2026
» Kasikornbank (KBank) expects loan repayments to hit a record high in 2025, with loan growth in 2026 projected to increase marginally in line with Thai economic conditions.
Ttb debt aid tallies B40bn this year
Business, Somruedi Banchongduang, Published on 23/12/2025
» TMBThanachart Bank (ttb) has provided debt assistance totalling 40 billion baht this year through a range of financial relief measures.
Loan quality continues to sag
Business, Somruedi Banchongduang, Published on 30/10/2025
» Asset management companies (AMCs) expect roughly 50% of special mention (SM) loans to continue to deteriorate into non-performing loans (NPLs) over the next three years.
Banks' bad loan sales set to skyrocket to B200bn this year
Business, Somruedi Banchongduang, Published on 20/08/2025
» Bangkok Commercial Asset Management (BAM) Plc expects non-performing loan (NPL) sales by financial institutions to reach 200 billion baht this year, up from 150 billion last year.
Bank loans set to fall again amid debt reductions
Business, Somruedi Banchongduang, Published on 20/08/2025
» The Bank of Thailand expects loan contraction in the banking industry to continue in the third quarter of this year, driven by ongoing debt deleveraging.
UOB Thailand forecasts zero mortgage growth
Business, Somruedi Banchongduang, Published on 08/08/2025
» UOB Thailand expects flat growth for its mortgage portfolio this year for the first time in several decades, in line with a contraction in the property market.
SCB opts to scale down operations
Business, Somruedi Banchongduang, Published on 18/07/2025
» Siam Commercial Bank (SCB) plans to scale down its business operations over the next 12–18 months in response to a weaker outlook for the Thai economy.