Showing 1 - 10 of 40
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
Bureau seeks to bring asset management companies into credit system
Business, Somruedi Banchongduang, Published on 18/11/2025
» The National Credit Bureau (NCB) is in discussions with relevant parties to bring asset management companies (AMCs) into the credit bureau system.
Shopee spurs rise in nanofinance
Business, Somruedi Banchongduang, Published on 01/09/2025
» The National Credit Bureau (NCB) reported strong growth in nanofinance outstanding loans in the second quarter of 2025, primarily driven by a new member -- Shopee e-commerce platform.
Thai growth projections upgraded on lower US tariffs
Somruedi Banchongduang, Published on 06/08/2025
» The local private sector has increased its forecast for Thai GDP growth this year to 1.8-2.2%, rising from an estimate of 1.5-2% following the recent US decision to reduce tariffs on imports from Thailand from 36% to 19%.
BoT clamps down on mule accounts
Business, Somruedi Banchongduang, Published on 31/01/2025
» The Bank of Thailand is tightening rules for financial transactions to control mule accounts and plans to extend stricter measures to include digital assets and e-wallets in the next phase.
AI expected to enhance SCB Easy app
Business, Somruedi Banchongduang, Published on 29/01/2025
» Siam Commercial Bank (SCB) is focused on strengthening the capabilities of its SCB Easy mobile banking app as it seeks to drive up income generated through its digital platform.
Thai household debt climbs to 104% of GDP
Business, Somruedi Banchongduang, Published on 09/01/2025
» Thailand's household debt including informal loans has reached 104% of gross domestic product (GDP), which is expected to pressure economic growth, according to a report released by a private sector panel.
Virtual bank competition heats up
Business, Somruedi Banchongduang, Published on 18/09/2024
» Competition for the new virtual bank licences has intensified, with five business groups expressing interest in applying.
SCB X preps for virtual bank licence
Business, Somruedi Banchongduang, Published on 09/07/2024
» SCB X, the financial technology conglomerate and holding company of Siam Commercial Bank, is gearing up to apply for a virtual banking licence from the Bank of Thailand in September.
Credit bureau chief clarifies changes to blacklist rules
Business, Somruedi Banchongduang, Published on 31/05/2024
» The National Credit Bureau (NCB) says it has the authority to reduce the time bad debtors remain on its credit blacklist, currently eight years, with the decision resting with the Committee for the Protection of Credit Information.