Showing 1 - 5 of 5
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
Baht facing unstable week amid upheaval
Business, Somruedi Banchongduang, Published on 02/09/2025
» Greater baht volatility is expected this week, pressured by domestic political instability and expectations of a US policy rate cut later this month.
US tariffs force ttb to conduct stress tests
Business, Somruedi Banchongduang, Published on 23/04/2025
» TMBThanachart Bank (ttb) has initiated stress tests to gauge the risks and potential impacts of US tariffs on Thai exports.
Digital banking surges in sea change
Business, Somruedi Banchongduang, Published on 14/04/2020
» The pandemic has ravaged businesses and forced social distancing, spiking demand for remote and digital services as well as online banking.
BoT asks for fewer high debt-service ratio loans
Business, Somruedi Banchongduang, Published on 02/08/2019
» The Bank of Thailand has requested banks and their subsidiaries reduce the ratio of new consumer loans extended to vulnerable groups with a high debt-service ratio (DSR) by at least 10% per quarter for four quarters, starting from the second quarter.