Showing 1 - 10 of 41
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
E-savings gain appeal as interest rates edge lower
Business, Somruedi Banchongduang, Published on 26/01/2026
» As interest rates continue to decline, e-savings deposit accounts are emerging as an attractive option for younger Thais looking to take their first steps towards saving.
Finance summit thrusts Thailand onto global stage
Business, Somruedi Banchongduang, Published on 24/12/2025
» Thailand is gearing up to host the Annual Meetings of the International Monetary Fund (IMF) and the World Bank Group, one of the world's most influential gatherings on international economic and financial cooperation, in October for the first time in 35 years.
How to protect your finances and fight fraud
Business, Somruedi Banchongduang, Published on 15/12/2025
» If you are an avid online shopper who regularly joins flash sales and loves snapping up discounted items, you need to be extra careful before making any transfers. Even if you made it through the 12.12 sales smoothly, it is important to stay alert during the upcoming 1.1 promotions and beyond. Fraudsters posing as online merchants remain widespread.
KBank bullish on cutting employee costs
Business, Somruedi Banchongduang, Published on 15/10/2025
» Kasikornbank (KBank) has successfully implemented its early retirement (ER) programme and aims to reduce employee costs by 10-20% over five years as it increasingly adopts artificial intelligence (AI).
Industry leaders fear political vacuum amid slowdown
Business, Somruedi Banchongduang, Published on 04/09/2025
» The private sector is concerned a political deadlock could exacerbate Thailand's economic slowdown over the next six months.
Baht facing unstable week amid upheaval
Business, Somruedi Banchongduang, Published on 02/09/2025
» Greater baht volatility is expected this week, pressured by domestic political instability and expectations of a US policy rate cut later this month.
KBank offers unusual early retirement scheme
Business, Somruedi Banchongduang, Published on 25/08/2025
» Driven by the impact of artificial intelligence (AI) disruption, Kasikornbank (KBank) has introduced a special early retirement (ER) programme for employees aged 45 and older, with several other banks reportedly offering similar initiatives.
SCB X plans to harness AI for virtual bank
Business, Somruedi Banchongduang, Published on 29/07/2025
» SCB X, the technology conglomerate and holding company of Siam Commercial Bank (SCB), is set to launch its virtual bank under the "AI Native Bank" concept.
High hopes for virtual banks
Business, Somruedi Banchongduang, Published on 30/06/2025
» Financial literacy is crucial in enhancing consumer understanding ahead of the arrival of virtual banks, which aim to improve financial accessibility for underserved groups.