Showing 1 - 10 of 28
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
E-savings gain appeal as interest rates edge lower
Business, Somruedi Banchongduang, Published on 26/01/2026
» As interest rates continue to decline, e-savings deposit accounts are emerging as an attractive option for younger Thais looking to take their first steps towards saving.
How to protect your finances and fight fraud
Business, Somruedi Banchongduang, Published on 15/12/2025
» If you are an avid online shopper who regularly joins flash sales and loves snapping up discounted items, you need to be extra careful before making any transfers. Even if you made it through the 12.12 sales smoothly, it is important to stay alert during the upcoming 1.1 promotions and beyond. Fraudsters posing as online merchants remain widespread.
KBank bullish on cutting employee costs
Business, Somruedi Banchongduang, Published on 15/10/2025
» Kasikornbank (KBank) has successfully implemented its early retirement (ER) programme and aims to reduce employee costs by 10-20% over five years as it increasingly adopts artificial intelligence (AI).
KBank offers unusual early retirement scheme
Business, Somruedi Banchongduang, Published on 25/08/2025
» Driven by the impact of artificial intelligence (AI) disruption, Kasikornbank (KBank) has introduced a special early retirement (ER) programme for employees aged 45 and older, with several other banks reportedly offering similar initiatives.
SCB X plans to harness AI for virtual bank
Business, Somruedi Banchongduang, Published on 29/07/2025
» SCB X, the technology conglomerate and holding company of Siam Commercial Bank (SCB), is set to launch its virtual bank under the "AI Native Bank" concept.
High hopes for virtual banks
Business, Somruedi Banchongduang, Published on 30/06/2025
» Financial literacy is crucial in enhancing consumer understanding ahead of the arrival of virtual banks, which aim to improve financial accessibility for underserved groups.
De Forest taps southern culinary prowess
Business, Somruedi Banchongduang, Published on 10/03/2025
» Given the many challenges faced by Thai small and medium-sized enterprises (SMEs), business adaptation is key to survival.
Generation Rent
Business, Somruedi Banchongduang, Published on 02/12/2024
» Potential homebuyers from Gen Y and Z face significant obstacles to owning a home, with the primary one limited access to mortgages.
BoT raises economic revival hopes
Business, Somruedi Banchongduang, Published on 30/10/2021
» The Bank of Thailand (BoT) expects next week's reopening to further raise public confidence, coming on the back of an improvement in domestic consumption following a relaxation of Covid-19 restrictions.