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BUSINESS

Bad loans up for sale dipped by 36% in 2025

Business, Somruedi Banchongduang, Published on 07/03/2026

» The sale of non-performing loans (NPLs) by the banking industry declined by more than 30% last year as banks tightened their management of new bad loans and awaited support measures from the Bank of Thailand.

BUSINESS

Using credit scores to gauge interest

Business, Somruedi Banchongduang, Published on 23/02/2026

» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.

BUSINESS

Study: Small firms must focus on profit

Business, Somruedi Banchongduang, Published on 04/02/2026

» Krungthai Compass suggests improving profit margins should be the top priority for small and medium-sized enterprises (SMEs) to address persistent liquidity shortages and high debt burdens.

BUSINESS

Listed bank profits edge up in 2025

Business, Somruedi Banchongduang, Published on 23/01/2026

» The banking sector reported marginal net profit growth of 3.6% in 2025, with large banks posting weaker profitability while small lenders delivered strong earnings growth.

BUSINESS

Interest rates nudge banks to record varied results

Business, Somruedi Banchongduang, Published on 22/01/2026

» Large local banks posted mixed operating results in 2025, attributed to a decrease in interest income as rates declined, as well as heightened uncertainties.

BUSINESS

Loan repayments set to hit record high

Business, Somruedi Banchongduang, Published on 15/01/2026

» Kasikornbank (KBank) expects loan repayments to hit a record high in 2025, with loan growth in 2026 projected to increase marginally in line with Thai economic conditions.

BUSINESS

YouTrip targets 10% growth a year

Business, Somruedi Banchongduang, Published on 04/12/2025

» YouTrip, Asia-Pacific's leading multi-currency travel card, expects to maintain annual growth of 10% over the next three years and is preparing to list on a US stock exchange during that period.

BUSINESS

KBank bullish on cutting employee costs

Business, Somruedi Banchongduang, Published on 15/10/2025

» Kasikornbank (KBank) has successfully implemented its early retirement (ER) programme and aims to reduce employee costs by 10-20% over five years as it increasingly adopts artificial intelligence (AI).

BUSINESS

New Bank of Thailand chief pledges more help for household debtors

Somruedi Banchongduang, Published on 10/10/2025

» The new governor of the Bank of Thailand has vowed to focus more on targeted measures alongside monetary policy to deliver tangible results and provide meaningful support to the public.

SUSTAINABILITY

Joint initiative touts sustainable living

Business, Somruedi Banchongduang, Published on 22/09/2025

» Consumers have the power to drive sustainability through their spending choices, especially when it comes to home products and energy use.