Showing 1 - 10 of 65
Small firms face high finance costs
Business, Somruedi Banchongduang, Published on 16/03/2026
» The Bank of Thailand has raised concerns about rising financial costs for micro-SMEs (small and medium-sized enterprises) as they increasingly rely on nano-finance loans amid tighter access to bank credit.
Interest rate cuts have uneven impact for retail borrowers
Business, Somruedi Banchongduang, Published on 12/03/2026
» Retail borrowers have begun to benefit from a series of policy rate cuts over several months. However, the impact may not be immediately noticeable for some borrowers as their monthly instalment payments could remain static.
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
NCB frets over potential uptick in informal debt
Business, Somruedi Banchongduang, Published on 17/02/2026
» The National Credit Bureau (NCB) has expressed concern about a potential rise in informal debt amid subdued loan growth in the banking sector and an easing household debt-to-GDP ratio.
Easy Money raises borrowing for expansion
Business, Somruedi Banchongduang, Published on 13/02/2026
» Amid sluggish loan demand as the economy sags, pawn shop operator Easy Money has increased borrowing to prepare for business expansion this year.
Banker slams parties' household debt vows
Business, Somruedi Banchongduang, Published on 09/02/2026
» As political parties compete to offer quick relief for struggling households, a leading Thai banker warns the country's debt crisis cannot be resolved with tax revenues or government spending alone.
New Bank of Thailand chief pledges more help for household debtors
Somruedi Banchongduang, Published on 10/10/2025
» The new governor of the Bank of Thailand has vowed to focus more on targeted measures alongside monetary policy to deliver tangible results and provide meaningful support to the public.
Nation faces GDP slip if House is dissolved
Business, Somruedi Banchongduang, Published on 24/06/2025
» Tisco Economic Strategic Unit (Tisco ESU), the research arm of Tisco Financial Group, believes Thailand's GDP could contract by 1 percentage point in the event of a dissolution of the House of Representatives.
IMF pushes for stronger Thai financial security
Business, Somruedi Banchongduang, Published on 11/04/2025
» The International Monetary Fund (IMF) is urging Thailand to strengthen household financial security to mitigate the country's persistently high household debt.
Govt mulls buying underperforming NPLs
News, Somruedi Banchongduang, Published on 24/03/2025
» The government has announced plans to purchase non-performing loans (NPLs) with outstanding balances below 100,000 baht to alleviate financial burdens on small-scale debtors.