Showing 1 - 6 of 6
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
Generation Rent
Business, Somruedi Banchongduang, Published on 02/12/2024
» Potential homebuyers from Gen Y and Z face significant obstacles to owning a home, with the primary one limited access to mortgages.
SCB EIC wary of risk to foreign investment
Business, Somruedi Banchongduang, Published on 19/06/2024
» SCB EIC, a research centre under Siam Commercial Bank, has expressed concerns about heightened political risks undermining foreign investment in both financial and capital markets, as well as long-term foreign direct investment.
BBL cuts 2019 credit card growth view
Business, Somruedi Banchongduang, Published on 18/04/2019
» Bangkok Bank (BBL) is set to cut its credit card growth target this year following sluggish performance, weighed down by the domestic political instability.
Political turmoil blamed for GDP losses
Business, Somruedi Banchongduang, Published on 28/08/2018
» Thailand's political uncertainty over the past 20 years took a toll on the country's economic growth, shaving off 0.4 percentage points per year on average and depressing growth below its potential, according to a joint survey by the Bank of Thailand's Puey Ungphakorn Institute for Economic Research's (Pier).
Amended NCB Act tipped to include fintech firms
Business, Somruedi Banchongduang, Published on 26/03/2018
» The Bank of Thailand has already proposed to the Finance Ministry the amended draft of the National Credit Bureau (NCB) Act to enable fintech companies to be members of the country's sole credit information centre in an effort to let the bureau have more comprehensive credit information amid increasing digital lending.