Showing 1 - 10 of 731
Virtual banks taking shape
Business, Somruedi Banchongduang, Published on 16/04/2026
» Two virtual banks, Bank X and Clicx Bank, are pursuing similar strategies in the retail and food ecosystem, focusing on underserved customer segments as a key growth driver for their virtual banking businesses.
Banks raise reserves to deal with effects of war
Somruedi Banchongduang, Published on 01/04/2026
» Thai banks are increasing their loan-loss reserves to prepare for the impact of a prolonged war in the Middle East and to support a growing number of vulnerable customers.
SCB X assists customers troubled by the war
Business, Somruedi Banchongduang, Published on 01/04/2026
» SCB X, a technology conglomerate and the holding company of Siam Commercial Bank (SCB), has extended assistance to customers affected by the war, with targeted measures initially focused on the tourism and export sectors.
EV loan demand set to rise amid spiking oil prices
Business, Somruedi Banchongduang, Published on 31/03/2026
» Banks expect stronger growth for electric vehicle (EV) loans this year, driven by improving demand in the auto segment amid rising oil prices.
Baht set to fall further amid Mideast wartime pressures
Business, Somruedi Banchongduang, Published on 24/03/2026
» The baht is expected to depreciate to 33.50 per US dollar this week after testing a nine-month low of 33 on Monday, amid heightened uncertainties surrounding the conflict in the Middle East.
Small firms face high finance costs
Business, Somruedi Banchongduang, Published on 16/03/2026
» The Bank of Thailand has raised concerns about rising financial costs for micro-SMEs (small and medium-sized enterprises) as they increasingly rely on nano-finance loans amid tighter access to bank credit.
Interest rate cuts have uneven impact for retail borrowers
Business, Somruedi Banchongduang, Published on 12/03/2026
» Retail borrowers have begun to benefit from a series of policy rate cuts over several months. However, the impact may not be immediately noticeable for some borrowers as their monthly instalment payments could remain static.
Banks tighten digital checks to curb mule accounts
Business, Somruedi Banchongduang, Published on 11/03/2026
» Banks are tightening monitoring of digital transactions to prevent the use of mule accounts, as fraudsters shift their activities after stricter controls were imposed on conventional bank accounts.
Bad loans up for sale dipped by 36% in 2025
Business, Somruedi Banchongduang, Published on 07/03/2026
» The sale of non-performing loans (NPLs) by the banking industry declined by more than 30% last year as banks tightened their management of new bad loans and awaited support measures from the Bank of Thailand.
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.