Showing 1 - 10 of 76
Using credit scores to gauge interest
Business, Somruedi Banchongduang, Published on 23/02/2026
» For decades, Thai banks have relied on borrowers' monthly income to decide how much interest they should pay on personal loans. Now an individual's credit score can help determine interest rates, a shift that could reshape how consumers borrow and how banks manage risk.
Growth to hit new depths
Somruedi Banchongduang, Published on 29/01/2026
» Thailand's economic growth this year is set to sink to a decade-long low, excluding the Covid-19 shock, as deep-seated structural problems, corruption and grey capital continue to weigh on the economy, Bank of Thailand governor Vitai Ratanakorn has warned.
E-savings gain appeal as interest rates edge lower
Business, Somruedi Banchongduang, Published on 26/01/2026
» As interest rates continue to decline, e-savings deposit accounts are emerging as an attractive option for younger Thais looking to take their first steps towards saving.
How to protect your finances and fight fraud
Business, Somruedi Banchongduang, Published on 15/12/2025
» If you are an avid online shopper who regularly joins flash sales and loves snapping up discounted items, you need to be extra careful before making any transfers. Even if you made it through the 12.12 sales smoothly, it is important to stay alert during the upcoming 1.1 promotions and beyond. Fraudsters posing as online merchants remain widespread.
Credit card use to remain weak in Q4
Business, Somruedi Banchongduang, Published on 07/11/2025
» Credit card spending during the final quarter of the year is expected to remain subdued, in line with the economy, despite the government's implementation of stimulus measures.
BoT: Meagre inflation no limit to economic growth
Business, Somruedi Banchongduang, Published on 15/10/2025
» An inflation rate falling short of the central bank's targeted range is not a barrier to economic growth, insists the Bank of Thailand.
The value of a financial plan
Business, Somruedi Banchongduang, Published on 11/08/2025
» In recent months, Thais have faced a series of unsettling events. While the country awaits the impact of US tariffs, rising tensions along the Thai-Cambodian border add to the growing sense of unease.
High hopes for virtual banks
Business, Somruedi Banchongduang, Published on 30/06/2025
» Financial literacy is crucial in enhancing consumer understanding ahead of the arrival of virtual banks, which aim to improve financial accessibility for underserved groups.
US tariffs force ttb to conduct stress tests
Business, Somruedi Banchongduang, Published on 23/04/2025
» TMBThanachart Bank (ttb) has initiated stress tests to gauge the risks and potential impacts of US tariffs on Thai exports.
IMF pushes for stronger Thai financial security
Business, Somruedi Banchongduang, Published on 11/04/2025
» The International Monetary Fund (IMF) is urging Thailand to strengthen household financial security to mitigate the country's persistently high household debt.