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BUSINESS

How to protect your finances and fight fraud

Business, Somruedi Banchongduang, Published on 15/12/2025

» If you are an avid online shopper who regularly joins flash sales and loves snapping up discounted items, you need to be extra careful before making any transfers. Even if you made it through the 12.12 sales smoothly, it is important to stay alert during the upcoming 1.1 promotions and beyond. Fraudsters posing as online merchants remain widespread.

BUSINESS

NPLs for pickup trucks rise sharply

Business, Somruedi Banchongduang, Published on 30/07/2024

» The National Credit Bureau (NCB) reported a 39% increase in bad debt for pickup truck loans in May.

BUSINESS

Credit bureau chief clarifies changes to blacklist rules

Business, Somruedi Banchongduang, Published on 31/05/2024

» The National Credit Bureau (NCB) says it has the authority to reduce the time bad debtors remain on its credit blacklist, currently eight years, with the decision resting with the Committee for the Protection of Credit Information.

BUSINESS

Bureau sees 15% hike in overall NPLs

Business, Somruedi Banchongduang, Published on 14/05/2024

» The National Credit Bureau (NCB) recorded a 15% increase in overall non-performing loans (NPLs) in the first quarter of this year, primarily driven by auto and mortgage loan payment defaults.

PROPERTY

Mortgage rejection rate soars after pandemic

Business, Somruedi Banchongduang, Published on 12/03/2024

» Following the pandemic, there has been a surge in the rejection rate of housing loan applications, attributed to would-be homebuyers' weakened debt repayment capability, stemming from the sluggish economic growth and higher cost of living.

BUSINESS

New relief package to sustain debtors

Business, Somruedi Banchongduang, Published on 19/06/2020

» The Bank of Thailand is to unveil a relief package today to help debtors ravaged by the coronavirus pandemic, as the three-month blanket debt holiday is expiring at the end of this month.

LIFE

E-KYC opens new chapter in banking

Business, Somruedi Banchongduang, Published on 17/06/2019

» Mobile banking usage has soared for every age group after digital transaction fees were scrapped a few years ago, but digital authentication, also known as electronic know-your-customer (e-KYC), is expected to open a new chapter in the online banking boom.

BUSINESS

Beating back debt beasties

Business, Somruedi Banchongduang, Published on 12/11/2018

» A recent news item captured public attention about a female school director in Kamphaeng Phet province who guaranteed student loan fund (SLF) debt for her 60 students, 21 of whom defaulted. After her finances ran dry, the court ordered seizure of her assets, a stark reminder that debt can ruin even a guarantor's life.