Showing 1 - 10 of 48
When your house is not a home
Spectrum, Andrew Wood, Published on 02/11/2014
» Many expats have conflicting views of the difference between domicile and residence. One school of thought is that they are easily interchangeable, not realising the impact this may have when they die. The vast majority do not understand that probate will have a significant effect on the administration of their estate. Whether you like it or not, your domicile and the probate process are closely tied together.
Do you have adequate retirement reserves?
Spectrum, Andrew Wood, Published on 10/08/2014
» Following the last Net Worth column, "Boom or bubble?", a number of readers asked questions about their personal situations and whether they had adequate retirement reserves. "Is there a bubble that is about to burst?" was the question that left many believing that they would be personally affected if that were to happen. In that light, if you are currently reliant on income from investments, are your reserves sufficient and should you be moving them to areas where they will be better protected?
A boom or a bubble?
Spectrum, Andrew Wood, Published on 27/07/2014
» The world seems to be in a state of fervour with appreciating investment assets. Could the apparent nascent global economic recovery be disrupted by mere interest rate rises or even geopolitical threats? On the one hand everything appears to be chugging along very nicely in the boom. However, there are other influencing factors which many opt to overlook as most of the world joins the ever-growing herd stampeding onwards in their quest for wealth accumulation. Or are they really inflating a bubble?
Risk vs return — what to do next?
Spectrum, Andrew Wood, Published on 29/06/2014
» Yield investors beware! Are we talking bond yields or equity yields? How different are the two?
Which is better for you: Active or passive investing?
Spectrum, Andrew Wood, Published on 15/06/2014
» A passive armchair investor and an active day trader have two things in common. They both depend on making the right decision at the front end of their investment cycle; in other words, active decisions.
The intricacies of self-managed investing
Spectrum, Andrew Wood, Published on 01/06/2014
» Many expats manage their own investment portfolios and in doing so experience varying degrees of results. It would be easy to measure these as success or failure, but investment decisions do not really result in success or failure — they are simply subject to consequences.
When the expat shoestring breaks
Spectrum, Andrew Wood, Published on 18/05/2014
» Asia is tantalisingly attractive and living here makes us feel elated and happy. The carefree lifestyle can distract us from the realities of unexpected events. This can become a trap, leaving you financially vulnerable and exposed.
A brand new year or just another day?
Spectrum, Andrew Wood, Published on 12/01/2014
» Every year we enter a new era in some people's eyes, and with it an opportunity to begin anew. We make resolutions which we feel will improve our lives or bring us what we were lacking in the previous year.
Year the snake bit, but not fatally
Spectrum, Andrew Wood, Published on 29/12/2013
» The Year of the Snake, 2013, has been mixed in many ways. We have witnessed some unexpected surprises while certain expectations have not come to fruition. Will this uneven trend continue into next year and beyond? Here is a recap of current trends and a look ahead.
Key strategies for wealth accumulation
Spectrum, Andrew Wood, Published on 10/11/2013
» Becoming financially secure is so simple that almost no one wants to believe it: Save regularly, reinvest your interest and dividend income, maintain your contributions even during down cycles, and you will accumulate wealth. It is that simple.