Showing 31 - 40 of 101
BoT unswayed by LTV relaxation requests
Business, Somruedi Banchongduang, Published on 08/10/2019
» Even though property developers have asked for a relaxation of loan-to-value (LTV) regulations, the Bank of Thailand sees no need to do so.
LH Bank sees brighter days next year
Business, Somruedi Banchongduang, Published on 05/10/2019
» Land and Houses Bank (LH Bank), the financial arm of property developer Land and Houses Plc (LH), has set an aggressive target to double new mortgages to 8 billion baht next year after a flat showing anticipated this year.
Bank of Thailand mulls relaxing LTV rule
Business, Somruedi Banchongduang, Published on 15/08/2019
» The Bank of Thailand is considering relaxing the loan-to-value (LTV) regulations governing mortgage lending by refraining from requiring co-signers.
BoT, bank association to sign pact on responsible lending
Business, Somruedi Banchongduang, Published on 06/08/2019
» The Bank of Thailand and the Thai Bankers' Association plan to sign an agreement on five directives for responsible lending, including debt-service ratio (DSR), to take effect from next January.
Red flag raised on household debt spiral
Business, Somruedi Banchongduang, Published on 11/07/2019
» Two key committees under the Bank of Thailand have voiced concerns that threats to financial stability are still on the rise as household debt accumulation accelerates.
Financial stability jeopardised
Somruedi Banchongduang, Published on 10/07/2019
» The Bank of Thailand (BoT)'s two key committees have voiced concern that rising household debt poses a threat to financial stability.
Bank of Thailand to retain LTV regulation
Business, Somruedi Banchongduang, Published on 22/05/2019
» Despite the Finance Ministry's request to ease the new loan-to-value (LTV) requirement, the Bank of Thailand has insisted on maintaining the regulation, saying bad mortgages continued to climb for the three months through March and a further uptick is expected this quarter.
Mortgages to see June upswing
Business, Somruedi Banchongduang, Published on 29/04/2019
» Housing loan growth is expected to pick up from June as the cycle of new mortgage demand begins after many homebuyers rushed to secure loans before the central bank's tighter rules took effect in April, says a senior official at Bank of Ayudhya (BAY).
BoT mulls new methods to curb debt service ratio
Business, Somruedi Banchongduang, Published on 20/04/2019
» The Bank of Thailand has floated the idea of curbing the debt service ratio (DSR) by requiring lenders to change the computation method based on a borrower's overall debt repayment ability instead of each lending product as a means to control household debt and eliminate financial stability risks.
Central bank mulls auto loan curbs
Business, Somruedi Banchongduang, Published on 02/04/2019
» The Bank of Thailand could implement new measures to supervise auto loans in a bid to control the country's elevated household debt.