Showing 1-10 of 17 results
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When your house is not a home
Spectrum, Andrew Wood, Published on 02/11/2014
» Many expats have conflicting views of the difference between domicile and residence. One school of thought is that they are easily interchangeable, not realising the impact this may have when they die. The vast majority do not understand that probate will have a significant effect on the administration of their estate. Whether you like it or not, your domicile and the probate process are closely tied together.
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Essential insurance planning
Spectrum, Andrew Wood, Published on 09/03/2014
» Hoping for the best is not the same as planning for the worst. Making provisions for eventualities that could happen to you is a very serious business.
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Key strategies for wealth accumulation
Spectrum, Andrew Wood, Published on 10/11/2013
» Becoming financially secure is so simple that almost no one wants to believe it: Save regularly, reinvest your interest and dividend income, maintain your contributions even during down cycles, and you will accumulate wealth. It is that simple.
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The older expat and medical coverage
Spectrum, Andrew Wood, Published on 01/09/2013
» Since our column on essential expat healthcare on Aug 4, a discussion has developed about the plight of the older expat and medical care. While this group may look like a minority, there have been a number of questions about how they can survive in their current positions. Caught between a rock and a hard place, they are damned if they try to secure insurance and damned if they do not.
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Expats beware: Your taxman never sleeps
Spectrum, Andrew Wood, Published on 03/02/2013
» Taxation rules for expats are becoming more complicated as their home governments make increased efforts to raise revenue and improve tax compliance. If governments had acted in the same manner as financially prudent individuals, we might not have landed in the mess we have been facing for the past few years.
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How long will your pension last when you retire?
Spectrum, Andrew Wood, Published on 10/03/2013
» We tend to assume that current realities will remain unchanged, yet the only constant is change. Are you comfortable today with what you have, based on current cost of living, exchange rates, inflation and investments? Will your pension last in retirement?
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Investing wisely in an independent adviser
Spectrum, Andrew Wood, Published on 13/01/2013
» Do you invest as wisely in your financial adviser as you do in your portfolio? In the complex world of investments today there are many potholes that can catch you out. The business of living life for the expatriate gets more complex as time goes by. So, what should we do to protect ourselves from likely potential pitfalls? How do we accurately predict what those challenges will be?
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Understanding why you should consider life insurance
Spectrum, Andrew Wood, Published on 04/11/2012
» Do you need life insurance? Not everyone does. But more often than not, people have never given this question proper consideration. Here are some reasons why you should give it serious thought.
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Creating wealth on a budget
Spectrum, Andrew Wood, Published on 29/07/2012
» Are you an expat with only limited resources available? Do you believe your income is too low to allow you to accumulate wealth? You are wrong. You too can get on the road to wealth creation.
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Put your faith in trusts to protect your financial future
Spectrum, Andrew Wood, Published on 05/08/2012
» Today we will take a look at the features and advantages of trusts, one of the least understood and least appreciated forms of asset protection.
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